While multi-billion-dollar mega-deals often dominate the financial headlines, the true operational mettle of a global life insurer is frequently forged in the mid-market. For Canadian finance and insurance professionals, watching how domestic giants execute smaller, highly complex transactions abroad offers a vital window into the strategies that will soon reshape our own ...

For Canadian financial professionals, the past twelve months have been nothing short of extraordinary. The broader Canadian banking industry has posted a staggering 46.1% gain over the last year, riding a wave of resilient consumer credit, stabilizing interest rates, and robust capital markets activity. However, a slight sector-wide dip over the past week signals a critical ...

The Canadian financial and insurance landscape in early 2026 is defined by a singular, unforgiving mandate: adapt intelligently or risk irrelevance. As economic crosscurrents test the resilience of commercial enterprises and consumers alike, industry leaders are aggressively deploying advanced analytics, artificial intelligence, and strategic consolidation to secure their ...

If there were lingering doubts about the durability of Canada’s financial fortress amidst the much-discussed mortgage renewal cycle of 2026, the first quarter has effectively silenced them. Canada’s six largest banks have collectively delivered a staggering $19 billion in profit for Q1, defying conservative estimates and underscoring a level of operational resilience that ...

The regulatory clock that has been ticking loudly for Ontario's Life and Health Managing General Agents (MGAs) has suddenly stopped. For months, firms have been racing against a compliance deadline that promised to fundamentally reshape the distribution landscape. Now, that finish line has moved. On February 23, 2026, the Financial Services Regulatory Authority of Ontario ...

Canadian finance and insurance professionals spend considerable time daily on administrative tasks, time that could be spent building client relationships and growing their business.  Between navigating complex provincial regulations, drafting client communications, and staying current with market changes, the workload can feel overwhelming.  This article shows you ...

Continuing Education (CE) requirements can make or break your insurance career in Canada. Miss a deadline or miscalculate your credits, and you're facing license suspension, fines, or worse—losing client trust when they discover you're not properly certified. This article shows you exactly how to navigate provincial CE variations, avoid common tracking mistakes, and turn ...

Canadian financial planners face a critical challenge: meeting continuing education requirements while actually growing their professional skills. With regulatory changes happening constantly and clients expecting cutting-edge advice, your Continuing Education (CE) strategy can either be a checkbox exercise or a powerful tool for career advancement. This guide shows you how ...

Canadian financial and insurance professionals face mounting pressure to stay current with evolving regulations, market trends, and client expectations. Yet many struggle with the same challenge: finding affordable, high-quality continuing education (CE) courses that fit their demanding schedules and budgets.  This article shows you practical strategies to fulfill your CE ...

Penalty Clauses and Liquidated Damages Clauses are included in contracts to specify the amount of damages the defaulting party is required to pay the innocent party when a contract is breached. They each serve different purposes and utilize different calculation methods, but both are meant to efficiently resolve disputes and avoid legal action. Like all contract clauses, ...

Before identifying the list of possible or exact legal risk mitigation strategies for a business project, it is important to identify the metrics by which you will assess your options. For example, if you are dealing with an established business, I would suggest a mitigation strategy or plan that comes as close as possible to meeting the following criteria: Provides the ...

The short answer is YES. Whether your contract is local, interprovincial, or international, it should contain a governing law clause.  If you don’t include it, a court will choose a governing law for you.  The court will do that by applying its jurisdiction’s conflict of laws rules to find the proper law of the contract.  In Canada, the well-established rule is to apply the ...